Getting older is just a part of life, but it’s easy to be overwhelmed by anxiety about it. It’s in your best interest to start thinking about things like your finances, health, and home as early as possible. Whether it’s sorting out a life insurance policy, looking into financial options like viatical settlements, or making changes to your residence, get a head start. You want to be able to enjoy some R&R in your Golden Years. Don’t get too focused on your biological age or the stress of the aging process, it’s your health and wellness that should be your priority. It’s hard to cover everything, but let’s go over five things to consider as you age.
Aging isn’t an illness.
Aging is still a natural part of human life and is nothing to be afraid of. For some, thinking about the later years of their life gets their blood pressure up. No one wants to spend the years they’re supposed to be relaxing with family arguing over a life insurance policy or trying to figure out how to manage their chronic illness. Do your research so your biggest challenge once you retire is figuring out how to enjoy your time.
Adjust your financial plan for your situation.
Thinking about your finances in the context of retirement and your later years is different from financial planning in your twenties or thirties. If you have life insurance and are fighting off cancer, for example, you might look into a viatical company about obtaining a viatical settlement in exchange for your life insurance policy. A viatical settlement company basically will purchase your life insurance policy and give you its cash value. Talk to your doctor about your risk factors, your life expectancy, and reach out to a viatical settlement provider if you’re curious about how a viatical settlement might help you. As a life insurance policy holder, you have options when considering your financial liquidity. While no one wants to think about needing this kind of an insurance company, stress and anxiety are linked to economic insecurity. It might be in your best interest to have the liquid cash value of your life insurance policy in a viatical settlement. If you’re a policy owner battling cancer, reach out to a viatical settlement provider to see if they can help you. The sale of a life insurance policy isn’t something to take lightly, but the viatical industry can help many people.
Do you plan to work, or just get some R&R? Do you want to travel? Start saving early, it’s expensive to retire well, but worthwhile.
Is your home equipped for your needs?
Often home improvements, especially mobility-related ones, are required. Reduced mobility is one of the most common side effects of the aging process. No matter your life expectancy, if you plan to spend a lot of time in your home, making sure that it’s safe and comfortable is a high priority. You want to be able to focus on R&R in your retirement, not on remodeling. The costs seem high, but when you consider the expense of assisted living, maintaining an accessible home is cheaper. There are many effects due to age-related disease or just as a natural part of the aging process that will affect your mobility, so think about your safety.
Stay active and healthy.
Your health and your biological age don’t have to be inextricably linked. There are plenty of supplements that can help you, with promising results in a scientific review, like Calerie. Most people think of supplements in relation to weight loss, but this is more than that. It’s is a supplement intended to boost your NAD+. Increased NAD production is linked to improved athletic performance, weight loss, and the easing of oxidative stress. There have already been incredible results in a clinical trial on laboratory animals in comparison to a control group done by reputable institutions like Washington University in St. Louis, and a Calerie study is ongoing with human subjects. Calerie participants self-report positive results. Even the National Institute of Health is interested in this research. Health is about more than calorie intake, and Calerie is widely regarded as a top supplement for those looking for holistic quality-of-life improvement.
Maintain a sense of purpose.
The aging process might seem intimidating, but you shouldn’t ignore your interests. Some people are mostly focused on finally getting some R&R, but plenty of others intend to work, travel and pursue their hobbies. Focusing too much on biological age, medical records, and the distant future can be a distraction.
There are more resources than ever available to help you plan for a fulfilling life. Challenges like heart disease, high blood pressure, chronic illness, and the natural aging process all present reasons to be actively invested in maintaining your health. Supplements like Calerie can ease oxidative stress, help maintain body weight, and mitigate the effects of aging. Financial stress can be managed in a variety of ways. If you have cancer, a viatical settlement company may be able to help you, giving you the option to sell your life insurance policy for its cash value in a viatical settlement. It’s in your best interest to take everything into consideration. Your happiness doesn’t have to be tied to your biological age, but your quality of life will be better for the effort you put in.